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                    Disclosure

                    Etty Surkis is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of NJ, and NY. No insurance business may be conducted outside the states referenced.

                    Etty Surkis is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 144 Joseph Ave, Staten Island, NY, 10314, 718-333-9235. In this regard, this communication is strictly intended for individuals residing in the states of NJ, and NY. No offers may be made or accepted from any resident outside the specific states referenced.

                    EXCELSUM CAPITAL, INC. is not owned or operated by NYLIFE Securities LLC or its affiliates.​

                    Neither EXCELSUM CAPITAL, INC. nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                    For more information about NYLIFE Securities LLC and its investment professionals.

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